OUR INVESTMENT PROCESS

Step 1: Gather Data - Through a face to face meeting, we will build a financial profile of your organization.

Step 2: Establishment Goals - Both short and long term goals will be established, evaluated and prioritized.

Step 3: Create Investment Policy Document - A policy document will be created which establishes the rules utilized in achieving your goals. This includes risk level, investment types, goals, expectations and performance measures.

Step 4: Implementation of the Investment Policy - Once approved by you, we will support and assist you with the implementation of your plan. We do not seek access to your accounts or custody your securities and/or funds.

Step 5: Performance Monitoring - Utilizing a client established schedule, we review your Investment Policy and portfolio performance to ensure goals are being met.

Disclosures

Kipande, Inc. is listed with the State of Texas as a Registered Investment Advisor. The firm will not solicit or accept business in any state in which it is not properly registered or otherwise qualified to conduct business by virtue of a "de minims" exemption. This Internet Site does not provide investment advice, or does not constitute an offer to provide investment advice, to any individual or any other entity in any state or other jurisdiction.